Thursday, September 30, 2010

Becoming Daily Agents of Social Change

Social Justice Solidarity

Working towards and creating change (as distinct from change happening, which is a constant in life) involves conscious choice and action. On the personal level, this means becoming more the person we would like to be, and creating new options for ourselves. On the social level, this means moving towards the world of our dreams. In either case, three things need to be in place:

*Clarity that what is happening is not to our liking, and having a clear sense of what we want instead. Only knowing we don’t like what is will result in change. We need to have enough faith that something else is indeed possible to imagine mobilizing the resources necessary.

*Having or knowing how to materialize the resources needed to create the change, and trusting our capacity for accessing the resources. Resources here are both internal, in the form of skills, faith, consciousness, courage, presence and the like, as well as external, in the form of support from others, material resources where needed, access to the people with influence and the like. The faith in our capacity to access and mobilize resources is an irreducible part of what’s needed to move towards the change.

*Making the choice to take action. This is not a trivial step. Both personally and collectively we find ourselves in situations where we know we want something done, we know we can do it, and we still choose not to take action. The willingness to commit is the final element that moves us into action.

In the previous parts of this mini-series I have addressed in some detail the question of internal resources I see as necessary for creating nonviolent personal or social change. I do not intend to address the question of external resources, since this is not my expertise. Lastly, I am not, at this moment, focusing on the willingness to commit, which I may take up at another opportunity. In what remains I want to focus on the element of vision, which is often sorely lacking in social change movements. I have often wondered what a social movement would do if by some stroke of miracle they became victorious. In my non-expert review of historical example, successful social movements rarely end up implementing systems that are in any fundamental way different from what they replace. Instead of thinking of this phenomenon as proof of how horrible human nature is, I tend to think of it as a cautionary tale with the moral of inviting us to have a much clearer vision of what we are attempting to create instead of only working on what we oppose.

For anyone who accepts the radical notion of creating a world based on the principle of meeting needs as the core organizing principle, this means putting energy into envisioning in detail how different systems would work. At one and the same time this act of visioning supports us in knowing what we work for as well as in transforming our consciousness. Specifically, this activity frees us from the paralyzing belief that what is happening is the only possible way that life could be, and opens us in very practical and daily terms to the desire and subsequently the capacity to act differently and become daily agents of change.

Unless we can truly embrace the uncompromising faith that human collaboration is possible, we will secretly continue to believe that in some instances imposition and control are necessary. If we continue to believe that, however unconsciously, we will recreate such structures if we come to power. Here’s a powerful example of this principle. The people who created the Kibbutz movement in Israel were committed to economic equality and to sexual equality. They devoted endless hours to sitting together and envisioning what economic equality would look like, and what kind of institutions would make it possible, and then created those institutions, and sustained economic equality for decades (until unforeseen factors entered the equation; not the topic for now). On the other hand, as far as the evidence that I gathered some years ago shows, they didn’t ever dedicate such energy and time to envisioning sexual equality. As a result, as soon as babies were born, gender role division re-asserted itself by default.

My own passion and vision is for a world operating on the basis of attending to needs, human and otherwise. Accordingly, my visioning is about what a world operating on needs would look like. For you reading this, you may have different principles or core values that inform your longing for a different world, and I invite you to take the time to reflect on the concrete applications, the nuts and bolts of what you are hoping for, and to gather friends and groups to engage in the visioning. I have found that doing visioning is invigorating, generates hope, and contributes to motivation to keep working. Try it out.

Thursday, September 23, 2010

Big health insurers to stop selling new child-only policies

By Duke Helfand, Los Angeles Times

Anthem Blue Cross, Aetna Inc. and others say they will make the move as soon as Thursday when parts of the new healthcare law take effect. They cite potentially huge and unexpected costs for insuring children.

Major health insurance companies in California and other states have decided to stop selling policies for children rather than comply with a new federal healthcare law that bars them from rejecting youngsters with preexisting medical conditions.

Anthem Blue Cross, Aetna Inc. and others will halt new child-only policies in California, Illinois, Florida, Connecticut and elsewhere as early as Thursday when provisions of the nation’s new healthcare law take effect, including a requirement that insurers cover children under age 19 regardless of their health histories.

The action will apply only to new coverage sought for children and not to existing child-only plans, family policies or insurance provided to youngsters through their parents’ employers. An estimated 80,000 California children currently without insurance — and as many as 500,000 nationwide — would be affected, according to experts.

Insurers said they were acting because the new federal requirement could create huge and unexpected costs for covering children. They said the rule might prompt parents to buy policies only after their kids became sick, producing a glut of ill youngsters to insure. As a result, they said, many companies would flee the marketplace, leaving behind a handful to shoulder a huge financial burden.

The insurers said they now sell relatively few child-only policies, and thus the changes will have a small effect on families.

“Unfortunately, this has created an un-level competitive environment,” Anthem Blue Cross, California’s largest for-profit insurer, said in a statement declaring its intention to “suspend the sale of child-only policies” on Thursday, six months after the healthcare overhaul was signed.

The change has angered lawmakers, regulators and healthcare advocates, who say it will force more families to enroll in already strained public insurance programs such as Medi-Cal for the poor in California.

The White House weighed in Tuesday, condemning Anthem corporate parent WellPoint Inc. and others that plan to stop selling child-only policies.

“It’s obviously very unfortunate that insurance companies continue to make decisions on the backs of children and families that need their help,” White House Press Secretary Robert Gibbs said at a news briefing.

The Obama administration had told insurers they could solve the problem by issuing policies only during designated enrollment periods. Some White House officials, however, noted that families who can’t find policies might be able to sign up for high-risk pools being set up around the country as part of the new healthcare law.

In California, the stakes may be particularly high for insurers who abandon child-only policies. A bill awaiting Gov. Arnold Schwarzenegger’s signature would bar such companies from selling insurance in the lucrative individual market for five years. A Schwarzenegger spokeswoman said the governor had not yet taken a position on the measure.

Assemblyman Mike Feuer (D-Los Angeles), the bill’s author, voiced frustration over the insurers’ plans and singled out Anthem Blue Cross, whose corporate parent notified brokers nationwide Friday of its decision to exit the child-only business in 10 states, including Colorado, Connecticut, Missouri, Nevada and Georgia as well as California.

“At a time when we are launching a national approach to ensure that all children have access to healthcare, Anthem’s actions represent a step backwards,” Feuer said. “By threatening to drop child-only policies in California, the company jeopardizes the health of families and children. I call on Anthem to reconsider its plan.”

Other regional and national insurers also plan to stop selling insurance policies exclusively for children. Among the companies is UnitedHealth Group Inc., the nation’s largest insurer by revenue. It did not say which states would be affected.

“We continue to believe that regulations can be structured that will enable child-only plans to be offered, and we are working toward that goal,” spokesman Tyler Mason said.

Aetna said that effective Oct. 1 it would no longer offer policies in the 32 states where it conducts business, including California, Florida, Illinois, Virginia and Pennsylvania.

Cigna Corp. will halt the policies in 10 states, including California, Arizona, Colorado, Tennessee and Texas.

“We made a decision to stop offering child-only policies to ensure that we can remain competitive in the 10 markets where we sell individual and family plans,” Cigna spokeswoman Gwyn Dilday said. “We’ll continue to evaluate this policy and could reconsider changing this position as market dynamics change.”

The explanations left healthcare advocates fuming. They accused insurers of trying to skirt the law’s new requirement to cover children with health problems.

“Insurers need to decide if they are in the business of providing care or denying coverage,” said Anthony Wright, executive director of Health Access California, a consumer group. “In California, we hope our insurers come to an equitable compromise that allows access for all children and affordability for those with preexisting conditions.”

In Colorado, regulators and insurance carriers are trying to work out such a compromise. The state’s insurance commissioner met Friday with several insurers, including Anthem, Cigna and Aetna. The two sides did not reach an agreement, but officials remain hopeful they can broker a deal before Thursday.

“Obviously this deadline looms large,” said Jo Donlin, director of external affairs for the Colorado Division of Insurance. “The commissioner wants families to have access to the insurance they need. Both sides of this want to find a solution.”

#HCR The Need for Single Payer: Everybody in. Nobody out.

Saturday, September 18, 2010

Join Single-Payer Groups at One Nation March

Planning on attending the Saturday, October 2nd March for Jobs in Washington, DC? Join the single-payer contingent!!

National Nurses United has extended the invitation to single-payer healthcare advocates to march with 500 nurses for jobs, social security, and Medicare for all.

Buses are being organized from many east coast and midwest cities. Let us know you will march for single-payer healthcare on the 2nd! We’ll send you an update about the meeting location soon, but let us know you’re planning to come.

Before the march, on Friday, October 1st, many single-payer advocates are planning to walk the halls of Congress for peace, justice, jobs, and single-payer. Time and place to be announced soon. If you are interested in supporting this effort, let us know.

Also on October 1st, join us to welcome single-payer advocates who are coming from across the country. We will gather for fun, food, music and to get prepared for the march on October 2nd at Busboys and Poets, 1025 5th St. NW (corner of 5th and K Streets) in Washington, DC (6pm to 8pm). For more information contact Margaret Flowers at margaret@pnhp.org.

Uninsured increased to 50.7 million – 16.7 % of the population. The Need for Single Payer: Everybody in. Nobody out.

Income, Poverty, and Health Insurance Coverage in the United States: 2009

U.S. Census Bureau

September 2010


Health Insurance Coverage in the United States
Highlights

* The percentage of people without health insurance increased to 16.7 percent in 2009 from 15.4 percent in 2008. The number of uninsured people increased to 50.7 million in 2009 from 46.3 million in 2008.

* The number of people with health insurance decreased to 253.6 million in 2009 from 255.1 million in 2008. This is the first year that the number of people with health insurance has decreased since 1987, the first year that comparable health insurance data were collected. The number of people covered by private health insurance decreased to 194.5 million in 2009 from 201.0 million in 2008. The number of people covered by government health insurance increased to 93.2 million in 2009 from 87.4 million in 2008.

* Between 2008 and 2009, the percentage of people covered by private health insurance decreased from 66.7 percent to 63.9 percent. The percentage of people covered by employment-based health insurance decreased to 55.8 percent in 2009, from 58.5 percent in 2008. The percentage of people covered by employment-based health insurance is the lowest since 1987, the first year that comparable health insurance data were collected. The number of people covered by employment-based health insurance decreased to 169.7 million in 2009, from 176.3 million in 2008.

* The percentage of people covered by government health insurance programs increased to 30.6 percent in 2009, from 29.0 percent in 2008. This is the highest percentage of people covered by government health insurance programs since 1987. The percentage and number of people covered by Medicaid increased to 15.7 percent or 47.8 million in 2009, from 14.1 percent or 42.6 million in 2008. The percentage and number of people covered by Medicaid is the highest since 1987. The percentage and number of people covered by Medicare in 2009 (14.3 percent and 43.4 million) were not statistically different from 2008.

* In 2009, 10.0 percent of children under 18, or 7.5 million, were without health insurance. These estimates were not statistically different from the 2008 estimates. The uninsured rate for children in poverty (15.1 percent) was greater than the rate for all children.

* Between 2008 and 2009, the uninsured rate and the number of uninsured for non-Hispanic Whites increased from 10.8 percent and 21.3 million to 12.0 percent and 23.7 million. The uninsured rate and the number of uninsured for Blacks increased from 19.1 percent and 7.3 million to 21.0 percent and 8.1 million.

* The percentage and number of uninsured Hispanics increased to 32.4 percent and 15.8 million in 2009, from 30.7 percent and 14.6 million in 2008.

Census Bureau PDF

Census Bureau press release

PNHP press release

Highlights of the 2009 health insurance highlights:*

* Uninsured increased to 50.7 million – 16.7 percent of the population

* Private insurance decreased to 194.5 million – 63.9 percent

* Employment-based insurance decreased to 169.7 million – 55.8 percent

* Medicaid increased to 47.8 million – 15.7 percent

* Uninsured children remain at 7.5 million

* Racial and ethnic disparities in coverage have compounded

Those who oppose government solutions to the health care crisis will likely pass these worsening numbers off as an expected consequence of the sputtering economy and the new age of unemployment. They will pay little heed to the fact that the numbers are still intolerable when the economy is thriving; that isn’t their concern.

Supporters of the Patient Protection and Affordable Care Act (PPACA) will no doubt be disturbed by these numbers, but it is very likely that they will make the most of them in selling PPACA by showing how it will dramatically reduce the numbers of uninsured. That is true. Many will be covered by Medicaid and by private health plans, even if far too many will still remain uninsured.

This Census Bureau report remains silent on one of the most important issues in health insurance – the numbers who are underinsured – those who will face financial hardship should medical needs arise.

PPACA is an underinsurance program. Employers will see little relief and will expand their present trend of shifting more insurance and health care costs onto their employees. Individuals buying plans in the new insurance exchanges will select underinsurance products with low actuarial values (30 to 40 percent of costs to be paid by the patient) with subsidies that are inadequate to avoid financial hardship. Many will move into the Medicaid program which has more expansive coverage, but which reimburses providers at such a low rate that far too many will not be willing to accept patients under this program. With Medicaid chasing away providers, it too has become another form of underinsurance.

Thus the touted increase in insurance enrollment under PPACA will be more than offset by the explosion in underinsurance – affecting the majority of Americans. At this point looking forward, this nefarious outcome is not obvious to most. But as underinsurance sneaks up on us, and more and more individuals are feeling the pain, they’ll be ready. Ready for what? Ready for an improved Medicare that will always be there for us – in both good and bad economic times.

Saturday, September 4, 2010

Democrats Block California Single Payer Bill

Physicians For A National Health Program: By Don McCanne

Speaker John Perez of the California State Assembly, on the very last day of the legislative session, pulled SB 810, the single payer bill, from the Assembly floor.
This highly unusual move of pulling a bill that had cleared all legislative hurdles except for the final Assembly floor vote was to protect Democrats from having to cast a health care reform vote in a difficult political environment three months before the next election.

Democrats feared a backlash from those who are opposed to the recently enacted federal health care legislation should they vote for the bill, and they feared offending their progressive base should they vote against the bill. Since a veto by Gov. Schwarzenegger was a given, it was decided that it would be safer to avoid the political risks by simply pulling the bill.

But did they really avoid that risk? Are the single payer advocates expendable? Don't think so.

Fortunately, Senator Mark Leno is not to be deterred. He has vowed to reintroduce the bill in the next legislative session which begins in January.
The Democrats are worried about their political base, but maybe that's not the framing we should be looking at. Perhaps the single payer advocates should be reassessing their own base instead.

Not all Democrats have been supportive of single payer, and several Republicans who are not part of the prevailing lock-step bloc do understand the benefits of the single payer model. The Patient Protection and Affordable Care Act is proof that we can't rely on the Democrats to do the right thing. Most importantly, everyone understands the benefits of Medicare as a social insurance program (even if there is a fringe reactionary element that would emasculate it).

The Tea Party is proving that passionate voices can be heard. Maybe we can learn from them, though our message should contain more than simple platitudes. Our message needs to convey the principled substance of health care justice, and it needs to be loud, clear and highly infectious.